Company Profile: Anaheim Hills Insurance

All Web Health Insurance is the site that delivers free, Web-based insurance information to individuals, families and small businesses who are in need of insurance information, typically rates and applications.

Through our integrated suite of online services we facilitate a fast, free, comprehensive search which allows you to quickly review all leading California insurance companies and their prices.

Licensed in CA for over 20 years, since 1991 to be exact, we've been around long enough to see it all. Feel confident knowing that no situation is too hard for us to handle or so unique that we've not seen it before. And with the resources we bring to the table, you will not be disappointed.

Let All Web Health Insurance help you make more informed, unbiased decisions about your health insurance purchase. Enjoy the site, and please, don't stop until you find exactly what you need.


What is the definition of a Deductible?

The amount you pay before your insurance starts to pay. Only services or products that your health plan has agreed to cover will be covered once the deductible is met and this is typically seen in cases where you have a PPO plan.
If coinsurance is part of the plan it applies once you meet the deductible.

What is the definition of Coinsurance?

Coinsurance typically is found in a PPO plan, and is the amount you'll pay for covered services (calculated as a percentage of Eligible Expenses) each time you receive certain Covered Health Services. When Coinsurance applies, the amount is listed next to the description for each coverage.

What is the definition of Out of Pocket Maximum?

The most you have to pay for health services in a plan year (for services or products that are covered by your health plan). Once you have paid this amount, your insurance pays 100% of your health care costs until you reach your lifetime maximum, if applicable.

In some cases, the amounts you pay toward deductibles and coinsurance count toward your out-of-pocket maximum. Most plans do not count co-payments or prescription medication costs toward your out-of-pocket maximum.

If you visit a doctor or facility that is not in your network, any amounts greater than the non-network reimbursement amount may not apply to the out-of-pocket maximum and may be your responsibility to pay. See specific plan for details.

What is the definition of a Copay or a Co-payment?

A copay or a co-payment is typically a feature of an HMO plan and is the amount you will pay when receiving covered services like an office visit, or a trip to the ER. Standard copays are $10, 25, 30, 40 or $50 but can be higher which reduces your monthly premium as you co-payment increases.